Build or buy? Everything you need to know about owning your home

At some point in our lives, we all want to be home owners, whether for our own security and stability or as a tried, tested tangible investment asset. Whatever your motivation, the decision to own a residential property can be daunting with any one of the two clear ways of acquiring the asset – to build one yourself or to buy a ready development. Before coming to a final decision, it is important to understand both options and to settle with one that best suits your means, needs at the time of investing.

Renu Hunjan, an Accredited Independent Non-Executive Director and Consultant, explores some of the pros and cons of both buying a home, and building one from scratch, so that the information will help you in making a more informed decision.

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Cost

First and foremost, the cost involved is a very big determinant of whether one will

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