How to Pay for a Home Remodel Without Using Equity
By Annie Millerbernd
Erin Nelsen’s house could use more walls.
The certified financial planner works outside the home from an office in Cypress, California. But her husband, Shawn, works from a makeshift home office in their kitchen. From there, he hears his kids attending online school through an opening to the adjacent dining room.
To accommodate his new working conditions, Shawn taped a “sound-insulating foam barrier” in the opening, Nelsen says.
Other homeowners have used their time sheltering in place to make more permanent changes. About one-third (34%) of homeowners who have done improvements since March 1 started sooner than planned because they had more free time at home during Covid-19 social distancing measures. That’s according to a NerdWallet survey conducted online by The Harris Poll among more than 800 homeowners who have done home improvements since March 1.
Seven percent of those renovating homeowners used a home equity loan
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